We are here for you.

Here at Home Loan Options, we take the stress out of borrowing for a home by keeping the process simple and you informed. Your dedicated home loan specialist Annette treats each home loan like it is her own, offering personalized service as every situation and home loan is unique for you and your family.

As we are a fully independent from any banking institution, our objective is to keep it simple for you whilst finding you the best loan for your home, no matter if that is for your first home loan, an investment home loan or for your next family home loan, we get a kick out of finding you the best deal that suits YOU ?

Find the right deal for you

Your HLO specialist Annette has the knowledge and power to negotiate discounts directly with the lenders. Her process involves comparing a large panel of banks and lenders before selecting the right one for your needs.

There is no brokerage fee to you* as she is paid by the lender you choose. Most importantly, she'll treat your loan, like it is her own.

Saving you time

Utilising her extensive experience and expertise, Annette will scour the home loan market and carry out expert research to find you the right loan that suits your needs now and into the future.

Better yet, she'll do all the leg work for your application for a stress-free process, allowing your to get on with your day.

Keeping it simple

For anyone not familiar with home loans, it can be a complicated process. Your Home Loan Options mortgage specalists Annette will take out the banking jargon and simplify the complex process into easy-to-understand summaries.

Remeber, she is independent. She works for you, not the banks or unseen shareholders.

The Home Loan Process

1. Discovery – Jump on-line or give mortgage specialist Annette a call and answer some questions about what you are trying to do, your income, assets and other financial information.

2. The Meeting – Annette will meet and talk about your goals, explain the different types of loans and we will present you with some options and an early recommendation.

3. In-Depth research – She will research our ling panel and find the most competitive lending solution for you that fits your unique financial position.

4. Recommended Presentation – You will be presented with a Personalised Lending Solution which will explain why your mortgage specialist has chosen this lender and their product for you.

The Home Loan Process (cont.)

5. Lodge your application – HLO specialist Annette works with the lender you choose to sign and lodge your application and does all the leg work to get you approved.

6. Approval Moment – She will advise you as soon as the Lender sends a notification about your approval.

7. Settlement Day – This is the moment that the lender releases the funds to you. Annette will be there to let you know the settlement has gone through.

8. Follow up – this is just the start of our journey together, with regular check in's to make sure things are going well and make sure your loan continues to work hard for you.

Want to speak to our team directly?

We'd love to hear from you! Use the details below or complete the form today.

Office Address
Unit 1/286 Macquarie Street
Hobart TAS 7000

Email
rod@hlo.net.au

Phone
03 6224 3334

Mobile
0417 187 677

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