Consolidate my debts

Debt consolidation involves rolling all of your debts such as home loans, credit card bills and personal loans into a single, combined low interest payment. It allows you to reduce your overall debt and arrange it so that it is easier to manage.

Debt consolidation is at its most effective when there are many high interest loans that can be consolidated into a loan with a lower interest rate. You simplify the process of paying off multiple loans and you also save money by turning a 20% interest rate loan into a 10% consolidated loan.

A key benefit of debt consolidation is you only need to track one monthly repayment instead of several at once. It will also provide you the opportunity to refinance high interest rate debts into a loan with a much lower interest rate.

Consolidation is also useful for reducing your overall monthly repayments as consolidating a shorter term loan into a longer one will reduce the amount you need to pay each month.

For more information on debt consolidation, speak to our team today! We’ll discuss your options and help you take control of your debt.

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Find the right deal for you

Your HLO specialist Annette has the knowledge and power to negotiate discounts directly with the lenders. Her process involves comparing a large panel of banks and lenders before selecting the right one for your needs.

There is no brokerage fee to you* as she is paid by the lender you choose. Most importantly, she'll treat your loan, like it is her own.

Saving you time

Utilising her extensive experience and expertise, Annette will scour the home loan market and carry out expert research to find you the right loan that suits your needs now and into the future.

Better yet, she'll do all the leg work for your application for a stress-free process, allowing your to get on with your day.

Keeping it simple

For anyone not familiar with home loans, it can be a complicated process. Your Home Loan Options mortgage specalists Annette will take out the banking jargon and simplify the complex process into easy-to-understand summaries.

Remeber, she is independent. She works for you, not the banks or unseen shareholders.

  • Let's find the right solution for you!
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